What is a Personal Loan?
A personal loan services is an Unsecured Loan borrowed from any financial institution in order to fulfil personal financial needs such as Emergency Expenses, Home Renovation, Medical Expenses, Debt consolidation, Credit card bill payments, Child Education fee expenses, Marriage expenses etc. Check Personal Loan eligibility & Get Instant online personal Loan online with Minimal Documentation and get quick disbursals.
Know Our Benefits of Personal Loans
Flexible Repayment Terms: Choose a repayment schedule that works for you minimum 12 months to 96 months
Higher Loan Amounts: Get the money you need, when you need it of minimum 50,000 to Maximum of 1 CR depending on eligibility.
No Collateral Required: Personal loans are unsecured, so you don't need to risk your assets and get instant personal loans online.
Quick Disbursements: We offer fast approval processes sometimes within 2 days and quick disbursement of funds
Lower Interest Rates: Personal loans often offer lower interest rates than credit cards, making them a cheaper borrowing option
Customizable Loan Terms: Borrowers often have options to choose loan term that suit their financial situation and repayment ability.
Debt Consolidation Loans: Simplify your finances by consolidating multiple debts into one loan.
Specialized Personal Loans: personal loans designed specifically for education, weddings, travel, or health, offering customized repayment plans and benefits
Features & Benefits of Personal Loan
Rate of Interest: The Rate of Interest on Personal Loans is depending on your credit score, income and profile.
Loan Amount: You can get a online personal loan Minimum of Rs.50,000 and as high as Rs.1 Cr. depending on your eligibility.
Loan Tenure: Our online personal loans are available for a minimum period of 12 months and maximum of 96 months.
Processing fees: It depends on the individual bank.
Prepayment penalty and closure charges Banks charge prepayment penalty if you repay your Personal Loan before the determined period.
Highlights Of Personal Loans
FRESH LOAN
A Fresh personal loan can be availed by a customer who does or does not hold any existing relationship with the Bank.
Example: A new to Bank customer holds a best example of fresh personal loan who doesn’t hold any relationship with bank but can avail a loan.
TOP-UP LOAN
A TOP-UP Loan is an Additional Credit that can be availed on an Existing Personal Loan.
Example: If a customer having a personal loan running with any Bank then they will be eligible to go for an additional loan amount on this existing loan.
PARALLEL LOAN
A PARALLEL Loan is a secondary loan offered to an applicant who is already running a personal loan.
Example: If a customer having a loan running with any bank then they will be eligible to go for a second loan without disturbing the existing loan.
BALANCE TRANSFER LOAN
A Balance Transfer loan is a Loan where a customer transfers the total personal loan outstanding amount from existing bank to another bank.
Example: If a customer having a loan running with an ABC bank then he will be eligible to transfer the remaining loan outstanding amount to XYZ bank
OVERDRAFT LOAN
A personal loan services Overdraft can be used to withdraw an amount at any time and repay as per convenience and can pay only interest on the utilized loan amount.
Example: If a customer got an OD sanctioned from ABC Bank of 10 lakhs and he wants to utilize only 7 lakhs this OD option gives facility to use only 7 lakhs instead of 10 lakhs and repay 7 lakhs at any point of time and pay only interest on the utilized loan amount.
APP LOANS BALANCE TRANSFER.
Avail a facility to get Balance Transfer of multiple APP Loans and convert it into one EMI and make yourself free from paying High Rate of Interests.
CREDIT CARD Balance Transfer
Avail a facility to manage all your credit card outstanding to Balance Transfer and make into one EMI to get rid of managing multiple credit card outstanding
Salaried and Non-salaried individuals working/engaged under following professions and having annual salary /earning of Rs. 12.00 Lakh & above are eligible.
Eligibility
Required for Personal Loan
We offers you to get satisfied service offerings from us to get fulfill your dreams.
- Occupation : Salaried employees
- Age : Minimum 21 years at loan application and maximum 60 years at loan maturity
- Monthly Net Income : 15,000
- Credit score : 700 & above
How to Apply?
Check your Loan Eligibility
Review our simple eligibility criteria
Gather Required Documents
Typically, ID, Income proof, and Address proof
Submit Your Personal Loan Application online
Contact us
Get quick approved Loans
Receive a decision quickly, and get access to your funds
Documents Required for Personal Loan
KYC Documents | PAN Card (Mandatory) |
Aadhar Card/Driving Licence/Voter ID/Passport (Any one of the OVD) | |
Present Address Proof | |
Permanent Address Proof | |
Passport size photo | |
Income Documents – Salaried | Salary slips for the latest three months |
Form 16 for the past 2 years | |
Bank account statements of Latest 3 months that reflects your salary credits. | |
Other Documents | Statement of Account and Repayment schedule for Balance Transfer of other Personal Loan |
Credit card statements for Balance Transfer of credit cards |
Why Choose Us?
Expert Guidance: Our experienced loan advisors will guide you through the process.
Competitive Rates: We offer competitive interest rates to help you.
Flexible Repayment: Choose a repayment schedule that fits your lifestyle.
Quick Approval: Get approved quickly, and get fast disbursals.
Frequently Asked Questions...
How do I qualify for a personal loan?
Lenders typically require a good credit score, stable income, and low debt-to-income ratio.
Can I get a personal loan with bad credit?
Yes, but expect higher interest rates and stricter terms from specialized lenders.
Can I pay off my personal loan early?
Most lenders allow early repayment, but some may charge a prepayment penalty.
